Required Documents

Almost every mortgage lender requires that you provide the following documents in order to obtain a new mortgage loan:

  • Past two (2) years of full tax returns - all Schedules
  • Pay Stubs covering the last (30) thirty days
  • Two most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Most recent retirement statement
  • Photocopies of any stocks or certificates of deposits
  • A letter of explanation for any known credit problems
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
  • Current Driver's License

Also, the following documentation is also generally required.

For a refinance:

  • A copy of the deed, and most recent tax bill

For a Purchase:

  • A signed purchase contract
  • Realtor contact information
  • Condo Association contact information.

For a VA Loan:

  • DD Form 214 (Long Form)

If you are divorced:

  • A fully executed divorce decree

If you are self employed, employed in sales, paid by commission,or own rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

Scott Bakay

NMLS: 1177247
Phone: 303-501-6687
Email: scott.bakay@fairwaymc.com

Fairway Independent Mortgage Corporation

8480 E. Orchard Rd #2100
Greenwood Village, Colorado 80111
Phone: 720-500-1871
eFax: 866-526-2397
Fairway Independent Mortgage Corporation (NMLS# 2289)
Complaints may be directed to:
(877) 699-0353 or Email us: customerservice@fairwaymc.com